Program Highlight’s

Stated Income Underwriting, No Tax returns, No W-2’s, No Pay Stubs, No Bank Statements (Bank Statements required to prove down payment funds). W-2 Borrowers OK

Property Types 1-4 Family Investment, Mixed-Use, Multifamily, Retail, Office, Warehouse, Self-Storage, Auto Service (no gas stations). Case-by-Case Daycares and Mobile Home Parks
Fico Scores down to 650. At 50% LTV we will go to 620 and case-by-case even lower Rates typically between 7%-8%

Term 30 Year Terms no Balloon (3 year ARM and 8 year ARM)

Rebate Pricing

Loan Amounts 1-4 Family Minimum Loan amount 75K. Max loan amount SFR $750K, 2-4 Family $2 million

Loan Amounts Commercial Minimum Loan amount $100K. Max loan amount $5 million

NO DCR Calculation on 1-4 Family Properties

NO DCR Calculation on Commercial Properties if loan amount is less than $500K and LTV 70% or less

LTV Up to 75% in some cases

Quick Approvals and Basic Paperwork

Nationwide Lender See Licensing Matrix

Vacation Rental Properties (AirBNB) OK

Foreign National Investors OK

Fix N Flip Program Acquisition Money Only

NO Global Cash Flow Analysis

NO Max number of properties owned

Can Close in an LLC or Personal Name (Unless State Requirement)

Offer Table Funding



ArrElle Group, Inc.

p: (908) 445-5083


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