Program Highlight’s
Stated Income Underwriting, No Tax returns, No W-2’s, No Pay Stubs, No Bank Statements (Bank Statements required to prove down payment funds). W-2 Borrowers OK
Property Types 1-4 Family Investment, Mixed-Use, Multifamily, Retail, Office, Warehouse, Self-Storage, Auto Service (no gas stations). Case-by-Case Daycares and Mobile Home Parks
Fico Scores down to 650. At 50% LTV we will go to 620 and case-by-case even lower Rates typically between 7%-8%
Term 30 Year Terms no Balloon (3 year ARM and 8 year ARM)
Rebate Pricing
Loan Amounts 1-4 Family Minimum Loan amount 75K. Max loan amount SFR $750K, 2-4 Family $2 million
Loan Amounts Commercial Minimum Loan amount $100K. Max loan amount $5 million
NO DCR Calculation on 1-4 Family Properties
NO DCR Calculation on Commercial Properties if loan amount is less than $500K and LTV 70% or less
LTV Up to 75% in some cases
Quick Approvals and Basic Paperwork
Nationwide Lender See Licensing Matrix
Vacation Rental Properties (AirBNB) OK
Foreign National Investors OK
Fix N Flip Program Acquisition Money Only
NO Global Cash Flow Analysis
NO Max number of properties owned
Can Close in an LLC or Personal Name (Unless State Requirement)
Offer Table Funding
CONTACT:
ArrElle Group, Inc.
p: (908) 445-5083
email: Arrellegroup1@gmail.com