Nicole Kayes's Blog (2)


When many of our clients first come to us they have only one thing in mind: rates, RATES, RATES! However, in commercial lending rates make up only a very small portion of your lending satisfaction. The disconnect, it seems, is that commercial lending is extremely different from residential – aspects of them are common but they are far from being the same (think: a motorboat vs. a sailboat, a condo vs. a tenancy-in-common, or a 3 unit multifamily property vs. a 16 unit multifamily… Continue

Added by Nicole Kayes on August 10, 2009 at 11:23pm — No Comments

Want to increase your chances of getting your commercial loan APPROVED?

Must pay attention to these key areas:

• Credit Score

While customers used to be able to justify low credit scores, nowadays it is strictly a matter of numbers. If your credit score is under 680, there is no doubt that you will find difficulties obtaining funding. While it will not rule you out from all lenders, it will limit the type of lenders that will be interested in your application.

• Repayment Options

All lenders want to see a minimum of two repayment… Continue

Added by Nicole Kayes on August 3, 2009 at 12:15pm — No Comments

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