Joseph V. Scorese
  • Male
  • Philadelphia, PA
  • United States
  • Philadelphia, PA
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Joseph V. Scorese's Page

Profile Information

Location (City, State) (Province, Country)
Philadelphia, PA
A Bit About Me
Mortgage Banker | Mortgage Social Media | Mortgage Blogger | Mortgage Problem Solver|
Which Best Describes You? (Pick All That Apply)
Large Investor =>100K, Commercial Broker, Commercial Agent, Developer, Hard Money Lender, Direct Lender, Project Funding Facilitator, Builder, Demographics
What Do You Need
Our business relationships include but are not limited to:

Real Estate Agencies
Real Estate Agents
Accountants
Financial Advisors
Tax Offices
Lawyers
Divorce Attorneys
Investment Companies
Construction Companies
Credit Repair Companies
What Do You Offer
RESIDENTIAL & COMMERCIAL MORTGAGES
Website URL
http://www.mtb.com
LinkedIn, Twitter, Facebook, Skype Address
http://www.facebook.com/#!/joseph.scorese

Joseph V. Scorese's Blog

Rental Property Investing 101 – Tips for Future Investment Property Owners

 Rental Property Investing 101 – Tips for Future Investment Property Owners

 

Here are tips to get started.…

Continue

Posted on September 21, 2014 at 6:12am

What is the difference between interest rate and APR Annual Percentage Rate)?

What is the difference between interest rate and APR Annual Percentage Rate)?

There are many costs associated with taking out a mortgage. These include the interest rate, points, fees, and other charges.

The interest rate is the cost of borrowing money expressed as a percentage rate. It does not reflect fees or any other charges you may have to pay for the loan.

Let’s begin with some definitions:

What is the interest rate?

The interest rate is the percentage…

Continue

Posted on September 9, 2014 at 5:19am

Commercial Construction Loans - Nationwide

Construction Loans. We save you time & money by eliminating any duplicate third party reports,most fees that are not pass-through fees are negotiated,& our internal construction finance dept. prepares the loan documents. Typical loan size:$1 million- $20 million. We have also developed a proficient & professional construction process specifically designed for our nationwide permanent loans. If you’re interested in permanent construction loan partnership,… Continue

Posted on August 28, 2011 at 5:32am — 2 Comments

Commercial Real Estate. In-house underwriting & local approval - Nationwide Lending

Commercial Real Estate. In-house underwriting & local approval gets you a quick turnaround to get your project completed on time. Typical loan size: $250,000 up to $20 million. Call:855.630.7728

Posted on August 28, 2011 at 5:32am — 2 Comments

Bridge-Mezzanine Loan Programs

Bridge-Mezzanine Loan Programs

No maximum

LOAN TERM

Generally 1 to 5 years

Extension options available

TAX AND INSURANCE ESCROWS

Monthly deposits required

AMORTIZATION

Interest only or fixed principal pay-downs

REPLACEMENT RESERVES

Monthly deposits required

MINIMUM DSC

1.10 “As-Is”

1.20 – 1.25 at Exit

SECURITY

-First mortgage lien on subject property. Additional credit enhancement to be determined.

MAXIMUM LTV… Continue

Posted on May 15, 2011 at 5:46am

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