5 Small MF for sale 

Robin@lendingthemoney.com 

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HOW to use Loans 

1). Example 40M (Direct Debt) Loan amount: $40,000,000.00

Initial deposit: $1,400,000.00

Loan payments: $62,086,665.64

Total payable: $63,486,665.64

300 monthly payments of: $206,955.55 / Annually $ 2,483,466.60 

Total interest: $23,486,665.64

Start date: June 15, 2015

End date: June 15, 2040

Extra fees: TBA

Interest Rate: 4.15%

Effective Annual Rate: 4.23%

APR (?): 4.23% 

Loan servicing fees: TBD

Valued Equity and/or Market Value on Completion 

 

2). Direct DEBT - $ 31 m Loan, 100%  LTC , 25 year AMORT, 3.75 % interest , P/ I monthly payments of:$154,200.80 / Annually $ 1,850,409.96

Options : 10 year AMORT, refi $ 21,291,740.20

Options: With the Construction Draw Schedule for completion phase funding with the term ( 12 months NO PAYMENTS $ 1,850,409.96 held from funded reserves )

Loan amount: $31,000,000.00

Initial deposit:$1,007,500.00

Loan payments:$46,260,240.01

Balloon payment at end: TBD

Total payable:$47,267,740.01

300 monthly payments of:$154,200.80 / Annually $ 1,850,409.96 

Total interest:$16,267,740.01

Start date: March 20, 2017

End date: February 20, 2042

Interest Rate: 3.75%

Effective Annual Rate: 3.82%

APR (?): 3.82%

Loan servicing fees: TBD

Valued Equity and/or Market Value on Completion

 

3). 5/1 - 75 % LTC/ LTV , $ 31 m , $ 23,250,000.00 debt, 6.5 % interest ,  5 year Term , monthly payments $ 126,439.59 / Annually $ 1,517,275.00

Loan amount: $23,250,000.00

Initial deposit:$697,500.00

Loan payments:$7,586,375.59

Balloon payment at end:$22,250,000.00

Total payable:$30,533,875.59

60 monthly payments of:$126,439.59 / Annually $ 1,517,275.00   ( 12 months reserves held )   

Total interest:$7,283,875.59

Start date: March 20, 2017

End date: February 20, 2022

Interest Rate: 6.5%

Effective Annual Rate: 6.7%

Loan servicing fees: TBD

Cash Reserves / Valued Equity $ 7,750,000. 00

 

 

4). $ 26m , 3/1 , 80% LTC/ LTV , 7 % interest , 3 yr Balloon, $ 20,800,000. 00, Interest $ 4,395,637.29 

Loan amount: $20,800,000.00

Initial deposit:$624,000.00

Loan payments:$4,395,637.29

Balloon payment at end:$20,000,000.00

Total payable:$25,019,637.29

36 monthly payments of:$122,101.04 / Annually $ 1,465,212.40  ( reserves held for 12 months)

Total interest:$4,219,637.29

Start date: March 20, 2017

End date: February 20, 2020

Interest Rate: 7%

Effective Annual Rate: 7.23%

Loan servicing fees: TBD

Valued Equity and/or Market Value on Completion

 

5). $ 26,000,000.00 / 75 % LTC/ LTV , $19,500,000.00 Debt, 25 year AMORT, 3.83 % interest, P/ I monthly payments of:$98,073.44 / Annually $ 1,176,881.20 

Loan amount: $19,500,000.00

Initial deposit:$585,000.00

Loan payments:$29,422,031.30

Balloon payment at end:$0.00

Total payable:$30,007,031.30

300 monthly payments of:$98,073.44 / Annually $ 1,176,881.20

Total interest:$10,507,031.30

Start date: November 17, 2015

End date: October 17, 2040

Extra fees: $62,000.00

Interest Rate: 3.83%

Effective Annual Rate: 3.9%

APR (?): 3.93%

Loan servicing fees: TBD

Cash Reserves or Buyers Ready Funds: $ 6,500,000.00  

 

 

 

 

6). 21 M Loan Example , 75 % LTC, $ 15,750,000.00  debt, 25 yr AMORT, 5.25 % interest, CASH OUT at settlement options for contingencies, Monthly repayments P/I $ 91,535.09 / Annually $ 1,098,421.00

Loan amount: $15,750,000.00   

Initial deposit:$475,000.00

Loan payments:$27,460,526.55

Balloon payment at end:$0.00

Total payable:$27,935,526.55

300 monthly payments of:$91,535.09

Total interest:$12,185,526.55

Start date: March 20, 2017

End date: February 20, 2042

Interest Rate: 5.25%

Effective Annual Rate: 5.38%

APR (?): 5.38%

Loan servicing fees: TBD

Cash Reserves or Buyers Ready Funds: $ 5,250,000.00

 

 

 

7). 5/1 - $ 26 m,  80% LTC , 4 % interest , Balloon Exit flex Terms

Loan amount: $20,800,000.00

Initial deposit:$624,000.00

Loan payments:$5,352,867.37

Balloon payment at end:$18,720,000.00

Total payable:$24,696,867.37

60 monthly payments of:$89,214.46 / Annually $ 1.070,573.35

Total interest:$3,896,867.37

Start date: March 20, 2017

End date: February 20, 2022

Interest Rate: 4%

Effective Annual Rate: 4.07%

Loan servicing fees: TBD

Cash Reserves or Buyers Ready Funds: $ 5,200,000 ( or Valued Equity)

 

 

8). 3/1 - 20m Loan example Balloon Exit, ( 75% LTC , 3 yr Term, 1 year Held reserves, 6 % interest) Annually repayment $ 1,359,037.90

Loan amount: $20,000,000.00

Initial deposit:$400,000.00

Loan payments:$4,077,113.85

Balloon payment at end:$19,000,000.00

Total payable:$23,477,113.85

36 monthly payments of:$113,253.16 / Annually $ 1,359,037.90  ( funds held in reserve for term of remodel or construction )

Total interest:$3,477,113.85

Start date: March 20, 2017

End date: February 20, 2020

Interest Rate: 6%

Effective Annual Rate: 6.17%  

Loan servicing fees: TBD

Cash Reserves or Buyers Ready Funds: $ 5,000,000 ( or Valued Equity)

 

 

9). 5/1 Loan Example – Balloon Exit , $ 20m Debt, 6 % interest, Annually $ 1,365,192.90 ( cash out at closing + funds in reserves for 12 months no payment term)

Loan amount: $20,000,000.00 

Initial deposit:$400,000.00

Loan payments:$6,825,964.90

Balloon payment at end:$18,500,000.00

Total payable:$25,725,964.90

60 monthly payments of:$113,766.08 / Annually $ 1,365,192.90  (funds held in reserves for term of rehab or construction) 6 months, or 12 months +/ -

Total interest:$5,725,964.90

Start date: March 20, 2017

End date: February 20, 2022

Interest Rate: 6%

Effective Annual Rate: 6.17%

Loan servicing fees: TBD

Cash Reserves or Buyers Ready Funds: $ 5,000,000 ( or Valued Equity)

 

 

10). $ 20,000,000 loan amount Example : 65% up to 80% Loan to Cost with a CASH OUT for contingencies, 25 yr Amort, 6.5% interest

Loan amount: $20,000,000.00  

Initial deposit:$400,000.00 / $ 600,000

Loan payments:$39,702,181.09

Total payable: $40,102,181.09

300 monthly payments of: $132,340.60 / Annually $ 1,588,087.20

Total interest:$20,102,181.09

Start date: March 20, 2017

End date: February 20, 2042

Interest Rate: 6.5%

Effective Annual Rate: 6.7%

APR (?): 6.70%

Loan servicing fees: TBD

Cash Reserves or Buyers Ready Funds: $ 5,000,000 ( or Valued Equity)

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